Need quick money without using property or a guarantor? In Nigeria, a new generation of digital lenders and bank apps offer instant, collateral-free loans small emergency advances or larger short-term credits you can apply for using just your smartphone. These services are convenient, but they also differ widely in approval speed, interest rates, hidden fees, … Read more
Getting a short-term loan from a smartphone app is now a normal way many Nigerians bridge cash gaps from paying bills to restocking stock. Loan apps promise speed and convenience, but fees, privacy practices and repayment rules vary widely. This guide reviews the most-used loan apps in Nigeria in 2025, compares their typical loan sizes, … Read more
In today’s fast-paced world, digital banking isn’t just a convenience it’s becoming a necessity. Alat by Wema Bank (often just called “ALAT”) is one of Nigeria’s pioneering fully digital banks. It offers a wide array of financial services all accessible from your smartphone or browser. Whether you want to save, pay bills, take a small … Read more
In the fast‑moving Nigerian banking landscape, online‑first banks are becoming increasingly attractive. One such player is VFD Bank, offering digital‑native banking services, low‑cost accounts and mobile apps designed for convenience. Whether you’re a salaried employee, a freelancer, or simply someone who prefers banking entirely from a phone, VFD Bank promises to simplify things. In this … Read more
For many small and medium-sized businesses in Nigeria, Moniepoint has become a go-to fintech solution. It’s not just a payments app it offers business accounts, POS (point-of-sale) terminals, and features optimized for merchants. Whether you’re running a shop, a kiosk, or a modern retail business, Moniepoint aims to make money movement seamless, accessible, and cost-effective. … Read more
PalmPay is one of Nigeria’s leading fintech superapps, offering everything from in‑app savings and rewards to peer-to-peer transfers, bill payments, and merchant services. With over 35 million users and more than 15 million daily transactions as of Q1 2025, the platform has become indispensable for individuals and small businesses alike. This review digs deep into … Read more
FirstBank’s FirstMobile app turns your phone into a pocket branch: check balances, pay bills, buy airtime, open accounts, and move money all without visiting a branch. Whether you’re a new FirstBank customer or switching from another bank, this guide walks you through everything you need to download, register, secure, and use FirstMobile for everyday banking … Read more
Zenith Bank’s mobile app, Zenith Mobile is one of Nigeria’s most widely used bank apps for personal and SME customers. It lets you open/manage accounts, transfer money, pay bills, buy airtime, scan QR codes, and authenticate transactions with PINs or biometrics. Over the last few years the app has received regular updates to add convenience … Read more
Access More is Access Bank’s consumer-facing mobile banking app that brings core banking account opening, transfers, card management, bill payments, airtime, QR payments and more into a single smartphone interface. Since its rollout and rebrand to unify Access and Diamond Bank digital services, Access More aims to be a one-stop app for retail customers who … Read more
Linking your BVN to bank accounts, getting official bank statements on your phone, and recovering a lost account number are among the top tasks every Nigerian bank customer needs to do especially during admissions, scholarship, salary setup, or official verifications. Since 2023–2025 regulators and banks tightened identity rules, it’s important to follow secure, official channels … Read more