loan tips

Loan apps can be convenient but when they cross the line into harassment, threats, or blackmail (calling contacts, sharing screenshots, threatening to post photos), the experience is terrifying. In Nigeria, victims have rights and several routes to stop abuse: technical (block/uninstall/revoke), administrative (report to app stores and regulators), and legal (police, EFCC). This article gives … Read more

Loan apps like PalmCredit, Branch, and FairMoney have become a fast way to get short-term credit in Nigeria. But most users’ first loan offers are small the real value is that repeated good behaviour can trigger bigger, faster offers. If you want higher limits without paying crushing fees or risking your credit, you need a … Read more